Re: Health Insurance for Contractors

["D. Citron" <dcitron -at- GATE -dot- NET>]

D. Citron (dcitron -at- gate -dot- net) wrote:
: I'll tell you what I did.
: I have a long-dormant pre-existing condition which prompted all the
: companies to offer a rider or exclusion. I said "no way" and turned them
: all down.
: I set up a corporation with a one-man group. Groups are not underwritten.

OOPS! I should have added that you MUST have some freelance income (1099 as
opposed to W2) to do this. I know some contractors are strictly employees
of job shops, and have no "side" income. If so, this corporation would be
regarded by the insurance company as a sham. I write other stuff (p.r.,
brochures, and newspaper articles for example) between/during contracts.

: Note: If anyone's prompted to follow this up with a plug for Clinton's
: so-called "reform", don't waste your electrons. I fought it all year.
: Including writing letters and demonstrating at a Clinton speech in Florida.
: It is the most important political issue that has come up in my lifetime.

: My health is too important to be entrusted to the government. Bureaucrats
: consistently screw up. They don't care. If you don't believe that, ask
: anyone on medicare or medicaid, or getting treatment at vererans'
: hospitals. The stories I've heard! Or think of the service at your local
: city hall, courthouse, or drivers' license bureau! But, since this is not
: a political newsgroup, I'll step down from my soapbox now, before I get
: flamed! <g>

 "Live long and prosper -- without government interference!"
     ...Mr. Spock, before the NBC censors got to him, stardate 1966

 David H. Citron * Tech Writer/Journalist/Copywriter * dcitron -at- gate -dot- net

 ---------------------------------------------------------------------
 |  Can you trust a government that subsidizes tobacco and tries to  |
 |  ban vitamins to make intelligent choices about YOUR health care? |
 ---------------------------------------------------------------------