Re: health insurance for contractors

["Sandy, Corinne" <CHS8 -at- CPSOD1 -dot- EM -dot- CDC -dot- GOV>]

Do you happen to attend school?  You can get student health coverage through
universities (but there may be restrictions on part-time students).    I
 would call the health insurance brokers (Prudential, CIGNA, to name a few)
and they may be able to direct you.   You might also try purusing the phone
book and yellow pages.  I just looked and I found a number for Health
Insurance Associates (404)565-4027 and Health Insurance Specialists
(404-982-9050).  It's worth the dime to at least call to see if they can
direct.

Also, where do you live?  I'm in Atlanta, GA and I see signs on corners at
freeway ramps which advertise affordable health insurance for
self-employed's.  Unfortunately, I did not write down  the numbers or names
 because I get health insurance through my employment.  I'm a contractor
also, but I'm an employee of the company who has the contractual arrangement
with the company where I work on site.   You might think about looking for a
company that will do the same.  They have quite a few here (in Atlanta).
 Get going girl, you're  risking a lot by not having any.  I went for 2
years (twice in my life) without it, and fortunately nothing happened.  I
was just plain lucky.    But we all know you can't count on luck (at least
not good luck!)    Speaking of which,  good luck in your search.


 ----------
From: TECHWR-L
To: Multiple recipients of list TECHWR-L
Subject: health insurance for contractors
Date: Tuesday, December 27, 1994 9:36AM

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Date:         Tue, 27 Dec 1994 09:36:47 -0600
Reply-To: Kathryn Seifert <kathryn_seifert -at- IL -dot- US -dot- SWISSBANK -dot- COM>
Sender: "Technical Writers List; for all Technical Communication issues"

           <TECHWR-L -at- VM1 -dot- ucc -dot- okstate -dot- edu>
From: Kathryn Seifert <kathryn_seifert -at- IL -dot- US -dot- SWISSBANK -dot- COM>
Subject:      health insurance for contractors
Comments: To: TECHWR-L -at- VM1 -dot- ucc -dot- okstate -dot- edu
To: Multiple recipients of list TECHWR-L <TECHWR-L -at- OSUVM1 -dot- BITNET>
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I work as a contractor and thus do not receive health insurance from my

employer.  I am becoming more and more concerned about this, especially as
I have an un-insured friend who had an accident recently and ended up paying

$10,000 out of his own pocket for medical expenses! My lack of health
insurance
 is about
the only reason I have considered taking a full-time position with a
company.

 I have checked into several different companies (such as Blue Cross) to
find
 out about
their individual health insurance plans, but they seem to be either
exorbitantly
 expensive
($200+/month for a 30-year old female - and that's WITHOUT maternity
coverage)
 or have
exceedingly high deductibles ($1000-2000 is not uncommon).


Could anyone out there provide some pointers to how to find affordable,
 reasonable health
insurance for the self-employed?  Unfortunately (well, I usually think of it
as
 fortunately) I
am not married - so I have no spouse's insurance to attach myself to.

Thanks in advance for any help you can give me.

kathryn seifert
seiferk -at- us -dot- il -dot- swissbank -dot- com