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> I've been a contractor/freelancer for a couple of years now, but for
> the first time I am being asked to provide a certificate showing that I
> am covered by liability insurance. This is apparently the much
> ballyhooed "errors and omissions" coverage I've read about.
Liabilty and E&O are two different animals.
You need advice from an insurance agent in your state. It also may be
that you should have a lawyer review the proposed contract, and the
impact it has on you as a contractor/freelancer.
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