Re: Questions about professional liability (errors & omissions) insurance for independent consultants

[Monique Semp <monique -dot- semp -at- earthlink -dot- net>]

   I have this insurance, through Hiscox. The price is somewhat based on
   one's gross earnings. (Well, if you're an incorporated company. Not
   sure how it works for 1099s workers or workers who are W2 through a
   regular full-time employment situation.)
   They've been easy to deal with, and the automatic billing is totally as
   expected. And they do offer it for tech writers, which is somewhat of a
   rarity I believe.
   I've not ever had to file a claim. I got it only because one client a
   number of years ago insisted. And I was required to keep it for two
   years after I left that client. I've continued to carry it 'cause I'm
   very conservative about insurance, and because I'm looking at only 5
   more years, so not such an enormous expense.
   -Monique
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