Re: Rates, minimalism, and musings about the long term

Subject: Re: Rates, minimalism, and musings about the long term
From: Ed <glassnet -at- gmail -dot- com>
To: techwr-l -at- lists -dot- techwr-l -dot- com
Date: Thu, 28 Oct 2010 09:21:49 -0400

On Tue, Oct 26, 2010 at 3:00 AM, David Neeley wrote:

> As for the original question about the company that effectively wanted
> to give the gentleman more than a 50% pay cut all things
> considered--you are speaking of wages not that much greater than
> unemployment compensation. It could potentially be better too use the
> time instead to find a better gig and, perhaps, to get some additional
> training in the meantime so you have your tools sharpened and improved
> for the next one.

Fine points, David. If you are offered a 50% cut, take it. Then go
into overdrive looking for a decent job or gig. As you mentioned, it
is about the cash flow.

When I had only my profits, it was important to live conservatively
and save as much cash as possible. In my case, business declined from
2000 onward, and was greatly accelerated by 9/11. You can't predict
these type of events, or the severity. Fortunately I maintained some
consulting income, and also supplement that with a full time job

Again, live conservatively. The "secure" defense job is looking a
little weak after 5 years. I look back on 5 years of stuffing 25% into
retirement each year, and I know many would not do that.


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Rates, minimalism, and musings about the long term: From: David Neeley

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