RE: E&O insurance question from Becky

["Lauren" <lauren -at- writeco -dot- net>]

If everything in your work looks right and you get appropriate signatures
approving your work, but it is discovered later that you made an error, like
a misplaced comma (http://www.highbeam.com/doc/1P1-23210991.html), then you
_could_ be held liable for consequential damages.  It doesn't matter if you
would be found not liable in a trial, litigation will cost you and insurance
will cover your costs.

Lauren

> -----Original Message-----
> From: techwr-l-bounces+lauren=writeco -dot- net -at- lists -dot- techwr-l -dot- com 
> [mailto:techwr-l-bounces+lauren=writeco -dot- net -at- lists -dot- techwr-l -dot- com
> ] On Behalf Of Melanie Blank
> Sent: Saturday, April 19, 2008 7:29 AM
> To: techwr-l -at- lists -dot- techwr-l -dot- com
> Subject: RE: E&O insurance question from Becky
> 
> This is an issue that I have, also. I have only done small, occasional
> freelance jobs in the past, but I may have the opportunity of 
> a full-time,
> long-term freelance project. I've usually been a direct-hire 
> employee or
> contractor (W-2).
> 
> What kind of insurance does a freelancer in our business 
> really need? Aren't
> we somewhat, or more than somewhat, protected from liability 
> from errors and
> omissions by virtue of the fact that the client reviews and approves
> everything that we write or edit??
> 
> Thanks for any input, and have a nice weekend, everyone.
> 
> Regards,
> Mel
> 
> (Melanie)
> 

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