Re: Insurance for Contract Technical Writers?

[Writers Book Mall <steve -at- writersbookmall -dot- com>]

You could use your own payroll agency, which will
include insurance in its service fee to you.

Let me know offlist if you'd like a recommendation.


--- Pro TechWriter <pro -dot- techwriter -at- gmail -dot- com> wrote:

> Please forgive me, I know this topic may have been
> discussed already, but I
> can't seem to find it.  (I was laid off of my
> "employee" job the last week
> of July. So, I am looking for, and finding, some
> 1099 contract work.)
> 
> One company I am thinking of working with sent me a
> contract for technical
> writing services for what is essentially help desk
> policies and procedures
> with these insurance requirements:
> 
>    - General liability: $1 million per occurrence
> for services and
>    project
>    - Professional liability: $1 million per
> occurrence
>    - Comprehensive automobile liability: $1 million
> per occurrence
> 
> This seems, to say the least, excessive to me,
> because:
> 
>    - The documentation is for internal team process
> and procedures,
>    nothing critical
>    - My company is a sole proprietorship; no other
> employees are
>    - I will not be delivering anything, moving
> things from one place to
>    another, or having any other people from this job
> in my car.
> 
> This is for a huge corporation, but they use a
> recruiting company to handle
> 1099 contractors like me.
> 
> Any experience with these issues as an independent
> would be very much
> appreciated.
> 
> TIA,
> PT



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