Re: Ethics of Jumping To Another Contract Job

["Gene Kim-Eng" <techwr -at- genek -dot- com>]

Acrually, this happens all the time,  When rates are falling I get several
offers a week to refinance my mortgage at a lower rate, and my 
current lender is usually right at the head of the line, since they know
exactly what the current rates are and what my current rate is.  I've
also renegotiated credit balances by calling the bank and telling them 
that I've received an offer to transfer my balance to another card at 
a lower rate.  The problem with your analogy is that in a market
where rates are falling the roles are the reverse of what you think
they are (the person with the higher rate becomes a desirable target
to a lender who can refi the balance at a lower rate and still make a
profit).

Gene Kim-Eng


----- Original Message ----- 
From: "James Barrow" <vrfour -at- verizon -dot- net>

> This really isn't anything that you can use as leverage.  This is the same
> as buying a house at a 10% interest rate and, when the rates drop, telling
> your lien holder that you want to renegotiate the mortgage for a lower rate.

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